Payments KYC/AML Compliance Solution

Secure, compliant payments⁠—⁠anywhere you operate

Global compliance made easy: prevent fraud, onboard faster, and meet international regulations—AMLD6, FinCEN, and more—at scale.

30 secs

average verification time

40%

cost reduction with automated KYC/AML

85%

reduction in successful ATO attacks

Compliance at the speed of growth

Stop fraud before onboarding starts

Prevent bad actors from slipping through with advanced pre-screening. Sumsub uses risk-based digital profiles, device intelligence, and sanctions screening to detect threats like identity fraud and sanctioned individuals before onboarding even begins. All fully compliant with the AMLD6 and other global AML frameworks.

See the average pass rate in your target country

Select country

Aruba

France - 96.39%

Sumsub’s average pass rate for France is 96.39%

United Kingdom - 95.86%

Sumsub’s average pass rate for United Kingdom is 95.86%

United States - 91.64%

Sumsub’s average pass rate for United States is 91.64%

Welcome users in seconds, not days

Onboard legitimate customers in under 30 seconds with automated KYC that cuts costs by up to 40%. Reduce drop-offs, minimize manual errors, and stay compliant anywhere in the world.

Detect payment threats in real time

Protect your business from card fraud, chargebacks, ATOs, and money laundering with AML Transaction Monitoring. Sumsub analyzes thousands of data points instantly, flagging suspicious behavior on users or devices before harm is done. Block stolen cards and illicit transactions in real time to safeguard your revenue and reputation.

Always-on risk detection, built to adapt

Stay ahead of threats with continuous risk assessment. Sumsub monitors user behavior in real time to detect emerging risks and anomalies before they escalate. As fraud tactics and regulations evolve, our system adapts to keep you protected and compliant at all times.

Stay audit-ready everywhere you operate

Ensure full compliance across regions with Sumsub’s Workflow Builder and real-time regulatory updates. From AMLD6 in the EU to FinCEN in the U.S., built-in checks and automated documentation help you stay ahead of evolving rules. Every verification and transaction is logged in a central dashboard for fast, transparent audits. AI-powered Case Management lets you flag and resolve risks quickly, helping you avoid fines, protect your license, and prove compliance anytime.

Let the numbers do
the talking: get 240% ROI

Independent research by Forrester Consulting revealed that companies using Sumsub’s all-in-one verification platform achieved a 240% ROI. It’s not just about cutting costs—Sumsub actively drives revenue growth and improves operational efficiency. See the measurable impact it can make on your bottom line.

240%

ROI

3.21M

NPV

4.55M

Benefits PV

< 6

months payback

No-Code Workflow Builder:
Compliance on Your Terms

Workflow Builder

Flexible Rules

Sumsub’s no-code Workflow Builder lets you design and adapt your entire verification flow without writing a single line of code. Tailor the experience by country or user risk profile, adding document-based checks, AML Screening, Address Verification, and more based on your exact requirements.

Don’t take our word for it.
Here’s what our clients have to say

95%
reduction in verification time
Since we started using Sumsub, our onboarding time has improved significantly. New users are now able to be verified within seconds. Following integration with Sumsub, our pass rate grew by 70%.
Elkhan Nasibov
Executive Director and Chief Compliance Officer
50%
reduction in onboarding costs
With Sumsub, the primary wins for us now include having KYB, KYC, and Transaction Monitoring all in one profile, which gives us a complete view of our customers. We also appreciate the ongoing screening of all counterparties and the ease of managing the compliance platform.
Adam Grist
CPO
53%
increase in processing rate
As we continue to expand our payment services into diverse markets, Sumsub plays a crucial role in facilitating our company’s growth by ensuring compliance with verification standards across different countries, each with unique regulatory frameworks.
Keian Wong
Head of Swap Product

Choosing Your Ideal Solution?

Let the numbers do the talking: See how we exceed our competitors in key areas, as validated by user reviews on G2.

FAQ

What does payment compliance mean?
Payment compliance involves adhering to laws and regulations established by global governing bodies to ensure safety and security in the payments industry amidst evolving global standards. This compliance is crucial for identifying and preventing fraudulent activities such as card fraud, identity theft, and data breaches. Staying compliant protects both businesses and consumers.
What are payment compliance regulations?
Payment compliance regulations consist of strict operational guidelines, licensing requirements, and industry best practices established by governments and regulatory authorities such as the EU’s Anti-Money Laundering Directives (like AMLD6) or the U.S. FinCEN requirements for money service businesses. These rules must be followed by payment businesses to legally operate and maintain trust in financial transactions. Failure to comply can lead to significant fines, penalties, and reputational damage.
What is Transaction Monitoring and do I need it as a payment provider?
Transaction monitoring is the real-time or post-transaction analysis of customer activity to detect suspicious behavior, such as money laundering, fraud, or unusual spending patterns. As a payment provider, you absolutely need it to stay compliant with AML regulations, prevent financial crime, and protect your business from regulatory fines and reputational risk.